NRI Corner

Tools built specifically for Non-Resident Indians -- know your tax residency status, compare TDS on NRE/NRO/FCNR deposits, and more, all free and in your language.

Tools and data on this page are for informational purposes only and are not investment, tax, or financial advice. Read our full disclaimer

NRI Guides & Resources

In-depth guides on NRE/NRO/FCNR accounts, DTAA, FEMA repatriation, and investing from your specific country.

6 min read

NRE vs NRO vs FCNR: Which Account Do You Actually Need?

A plain-language guide to the three NRI bank account types -- what each is for, how they are taxed, and how much you can repatriate from each -- so you can decide which one (or combination) you actually need.

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7 min read

Resident, NRI, or RNOR? How Indian Tax Residency Actually Works

Your Indian tax residential status -- not your citizenship or passport -- decides whether India taxes your worldwide income or only your India-sourced income. Here is exactly how the day-count tests work.

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6 min read

DTAA Explained: How NRIs Avoid Being Taxed Twice

How the Double Taxation Avoidance Agreement actually works, what a Tax Residency Certificate and Form 10F are for, and the one counterintuitive case where claiming DTAA relief does not actually help.

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6 min read

FEMA Repatriation Rules: Moving Money Out of India

NRE and FCNR money moves out freely with no cap. NRO money is capped at USD 1 million a year with CA certification. And the "LRS" scheme you may have heard of does not apply to either -- here is why.

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6 min read

Selling Property in India as an NRI: TDS and the Lower-TDS Certificate

Why an NRI property seller's buyer withholds TDS on the FULL sale price by default, not the actual gain -- and how a Section 197 lower-deduction certificate (Form 13) fixes that gap before the sale closes.

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6 min read

What's Changing for NRIs from April 2026

A dated tracker of what actually changes for NRIs when the Income-tax Act, 2025 takes effect on April 1, 2026 -- new form numbers, what stays the same, and what is still worth confirming with a CA.

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5 min read

Can US and Canada NRIs Invest in Indian Mutual Funds?

Yes, but not at every fund house. Why FATCA made many Indian AMCs stop accepting US/Canada NRIs, which ones currently do, and what the extra paperwork actually looks like.

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6 min read

PPF, NPS, and PMS for NRIs: What's Allowed and What Isn't

Three very different rules for three savings vehicles: PPF closes its door to new NRI accounts, NPS stays open to NRIs (but not OCIs/PIOs), and PMS is open with a steep ₹50 lakh entry ticket.

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5 min read

NRE FD vs NRO FD -- Which Fixed Deposit Should You Open?

NRE FD interest is completely tax-free in India. NRO FD interest is taxed at a flat 31.2% from the first rupee. The choice usually is not really a choice -- it depends on where the money came from.

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5 min read

NRI vs Resident: How Mutual Fund Taxation Differs

The tax RATES on mutual fund gains are the same for NRIs and residents. What differs is who deducts it and when -- residents self-report at ITR time, NRIs have tax withheld automatically on every redemption.

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4 min read

Investing in India from the USA: A Quick-Start Guide

What USA-resident NRIs specifically need to know: the India-USA DTAA rates, why some AMCs are harder to onboard with (FATCA), and the accounts you need.

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4 min read

Investing in India from the UK: A Quick-Start Guide

What UK-resident NRIs specifically need to know: the India-UK DTAA rates, CRS reporting (not FATCA), and the accounts you need.

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4 min read

Investing in India from the UAE: A Quick-Start Guide

What UAE-resident NRIs specifically need to know: the India-UAE DTAA rates, and why 'no income tax at home' makes getting the Indian TDS rate right more important, not less.

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4 min read

Investing in India from Canada: A Quick-Start Guide

What Canada-resident NRIs specifically need to know: the India-Canada DTAA rates, the same AMC onboarding friction US NRIs face, and the accounts you need.

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3 min read

Investing in India from Australia: A Quick-Start Guide

What Australia-resident NRIs specifically need to know: the India-Australia DTAA rates (a flat 15% on both dividends and interest), and the accounts you need.

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3 min read

Investing in India from Singapore: A Quick-Start Guide

What Singapore-resident NRIs specifically need to know: the India-Singapore DTAA rates, and the accounts you need.

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8 min read

Investing in US Stocks from India: LRS, TCS, and How the Money Actually Moves

A plain-language overview of how Indian residents legally invest in US stocks -- the LRS remittance limit, current TCS rates, the two ways in (foreign broker vs GIFT City), and what happens after you invest.

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7 min read

Opening a US Brokerage Account from India: Documents, Platforms, and Timelines

Step-by-step: what documents you need, whether to go with a direct foreign broker or an Indian platform, and how long account opening actually takes.

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6 min read

Wiring Money from India to a US Broker: Form A2, TCS, and What Can Go Wrong

The practical, step-by-step mechanics of sending an LRS remittance to a US brokerage account -- what your bank asks for, how TCS is collected, and the most common reasons a remittance gets delayed.

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8 min read

Bringing the Money Back: Repatriation, Form 67, and Foreign Tax Credit on US Investment Gains

For resident Indian investors: how capital gains on US stocks are actually taxed (the 24-month LTCG rule), how to claim Foreign Tax Credit for US withholding via Form 67, and what bringing the money back to an Indian bank account really involves.

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6 min read

Investing in US Stocks Directly (LRS) vs Through US-Focused Indian Mutual Funds

Two very different ways to get US market exposure from India -- direct ownership via LRS remittance, or an Indian mutual fund that does the foreign investing for you. Compared on tax, cost, complexity, and who each suits.

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7 min read

Charles Schwab vs Interactive Brokers vs Vested vs INDmoney: Which Route for Indian Investors?

A side-by-side look at the most commonly used ways Indian investors access US stocks in 2026 -- direct foreign brokers and Indian intermediary platforms -- on fees, minimums, KYC, and what each is best suited for.

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