Home Loan Tools

See what a home loan really costs: your EMI, the interest you pay over the years, and what a part-prepayment or a rate rise does to it.

Tools and data on this page are for informational purposes only and are not investment, tax, or financial advice. Read our full disclaimer

Home Loan EMI Calculator

Your EMI, total interest and balance year by year. See what part-prepayments save you and what a 0.25%, 0.5% or 1% rate rise would do.

Calculate EMI

Home Loan Eligibility Calculator

See roughly how much a lender might offer from your income and existing EMIs, and what limits it: income, age or the loan-to-value ceiling.

Check Eligibility

Prepay Home Loan or Invest?

Find the return your investments must beat for investing the same money to come out ahead of prepaying your loan.

Find the Break-even

More home loan tools and guides are planned.

Home loan guides

Plain-language explanations to read alongside the calculator.