Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth
About This Fund
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth is a Equity Scheme - ELSS scheme.
Portfolio Holdings
This fund’s exact stock-by-stock portfolio isn’t available here yet -- AMCs publish it only as monthly factsheet PDFs/spreadsheets in a different format per fund house, with no shared public API. For the current holdings, check this fund’s latest factsheet on its AMC’s website.
Historical Returns
How to Read This Page
The Net Asset Value (NAV) is the per-unit price of this mutual fund, calculated once each business day after markets close using the closing value of everything the fund holds. It isn't a stock price you can trade intraday — every purchase and redemption happens at the NAV struck at the end of that day.
The return badges above (1/3/5/10 Year) show this fund's CAGR — compound annual growth rate — over each trailing period, calculated from its actual historical NAV data rather than an assumed or advertised rate. A fund with a strong 1-year return can still have a mediocre 5-year return, so it's worth checking more than one horizon before judging a fund.
The SIP and Lump Sum simulators below replay what your money would have actually earned using this fund's real historical NAV for the dates and amounts you enter — they are not projections or forecasts. The results are historical fact for this fund only and are not a guarantee of future returns.
The chart plots this fund's NAV alongside its Category Average, both indexed to 100 at the start of the selected period so the two lines are visually comparable regardless of their actual price levels. This makes it easy to see whether the fund beat or lagged its peer category over that stretch, though the category average itself isn't a fund you can invest in directly.
Reading a Fund's Detail Page
Every fund's detail page starts with the basics -- fund house, category, scheme type, latest NAV, inception date, and how long the fund has been running -- before moving into period returns for 1, 3, 5, and 10 years. Those returns are calculated as CAGR (compound annual growth rate), which annualises the total gain over the period so a fund held for 3 years and one held for 7 years can be compared on equal footing rather than just looking at raw total gain.
Below the returns, two calculators let you model your own scenario: a real Historical SIP Simulator that replays what a monthly investment would actually have grown to using the fund's real NAV history (not an assumed average return), and a Lump Sum Simulator for a one-time investment. The NAV history chart plots the fund's own price line against a Category Average line (both normalised to a base of 100) so you can see at a glance whether this specific fund has out- or under-performed its peers over the period you select.
CAGR = (Ending NAV ÷ Starting NAV) ^ (365 ÷ number of days) − 1Frequently asked questions
Why use CAGR instead of simple total return?
Simple total return doesn't account for how long the money was invested -- a 30% gain over 5 years is very different from a 30% gain over 1 year. CAGR annualises the gain so returns across different holding periods and different funds are directly comparable.
What does the Category Average line represent?
It's the average NAV trend of funds in the same SEBI category, normalised the same way as the fund's own line, giving you a peer benchmark rather than comparing the fund only against a broad market index that may not reflect its actual mandate.
Is the SIP Simulator using an assumed rate of return?
No -- it replays what actually would have happened by applying each simulated monthly investment to the fund's real historical NAV on that date, which is why it's described as a historical simulator rather than a projection.